Terms of Service.

Accessing our Sites or using our services signifies your agreement to these Terms of Service. If you disagree with any part of these terms, you must not use our Sites or services. 

1. Acceptance of Agreement

You acknowledge that you are bound by these Terms of Service upon using services. You must have the legal capacity to agree to these terms and comply with U.S. law. If you do not agree, do not use our Sites or services. Arbitration may be required for dispute resolution. 

2. Amendments

We reserve the right to modify these Terms of Service and will not notify you of any changes. Continued use of the Sites after amendments implies acceptance. 

3. Definitions and Interpretation

Key terms are defined for clarity and form part of these Terms of Service. This includes information about accounts at third-party sites, relationships, applicable laws, business days, and user profile details. 

4. Intellectual Property

Our Sites and Content are protected by law. You are authorized to use this Content for commercial and business purposes only. 

5. Privacy

Your use of our Sites is subject to our privacy policy, which is incorporated by reference into these Terms of Service. 

6. State Disclosures

Specific disclosures for users in North Carolina, Nebraska, and California are not provided. 

7. Account Information

You are responsible for providing accurate information and maintaining the confidentiality of your account. 

8. Third-Party Links and Applications

We are not responsible for third-party links and applications found on our Sites. 

9. Indemnification

You agree to indemnify against any claims or damages arising from your use of our Sites or violation of these terms of Service. 

10. Limitation of Liability and Warranty Disclaimer

Our liability is limited, and we provide our services on an "as is" basis without warranties. 

11. SBA Required Disclosures

Disclosures related to the Small Business Administration and other relevant laws are summarized. 

12. Dispute Resolution

Arbitration is the required method for resolving, with limitations on class actions and jury trials. 

13. General Terms

These include provisions on waiver, governing law, entire agreement, severability, assignment, export, and contact information. 

Contact Information