Get Started & Apply Now!
Fuel your business growth with working capital. At Got Biz Loans, weβre dedicated to empowering small and medium-sized businesses with customized funding solutions. Whether you're looking to expand, innovate, or stabilize your operations, our non-traditional capital options are designed to fit your unique needs.
Frequently Asked Questions.
Curious about how Got Biz Loans works? We're all about transparency. Check out our FAQ below, and if you have any more questions, feel free to call or text us at (561) 560-8833, or email us at [email protected]. We're here to help!
How long does it take to receive funding after the application is completed?
You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.
What should I do if I encounter any questions during the application process?
If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.
How do I go about applying for capital?
Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.
What are my options for business financing?
Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.
Will my credit score be impacted by applying?
No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.
What do I need to provide for the application?
Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.