Lending solutions to fuel your business.

Unlock the future of business financing with Got Biz Loans. As a leading online small business lender and marketplace, we connect small and midsize businesses nationwide to vital financial resources quickly and efficiently. Our platform bridges your business with top lenders and investors, including our credit desk, offering a wide range of financial solutions such as online business loans, lines of credit, merchant cash advances, SBA loans, equipment financing, invoice factoring, purchase order financing, equity financing, e-commerce loans, receivables purchase, and both short-term and long-term funding options. We ensure lenders and investors compete for your business, providing you with the best possible terms. Whether you need secured or unsecured funding, our tailored financial products are designed to meet your specific needs. Experience a personalized and human touch with Got Biz Loans, where your success is our mission.

Check Your Options
Apply here for a business loan at Got Biz Loans.
Got Biz Loans Logo

0

-Min
Application and fast funding.

0

K+
Businesses funded.
$

0

B+
Delivered to U.S. businesses.

0

+
Years in finance.

Funds to grow your business.

Let's Get Started🚀

Unlock your business's full potential with timely funding from Got Biz Loans. The right financing acts as a catalyst for growth, helping you seize new opportunities, expand your reach, and innovate—setting your business on the path to success. Whether you're enhancing your team, boosting marketing, investing in new equipment, or streamlining operations, our working capital solutions are tailored to significantly increase your revenue and market share. At Got Biz Loans, integrity and transparency are at the core of our commitment. We provide lending solutions with a human touch, partnering with vetted funders who undergo rigorous qualifications to ensure ethical and fair practices. Our transparent lending process offers clear terms with no hidden fees or surprises, ensuring you receive the best possible rates and terms tailored to your unique situation and risk profile.

Use loan proceeds to buy materials and supplies.
Buy materials and supplies.
Loans to renovate your space.
Renovate your space.
Loans to purchase equipment at Got Biz Loans.
Purchase equipment.
Use loan proceeds to open a new location.
Open a new location.

Minimum eligibility criteria.

$

20

k+

In Monthly Deposits

6

mos

+

Time In Business

550

+

Credit Score
Where simplicity meets speed in financing. Unlock a world of financing opportunities with one click. Simplify your access to capital by connecting instantly with multiple lenders and investors. Our user-friendly platform offers a variety of options tailored to meet your business needs swiftly and effortlessly.

✅ 6+ months in business
✅ 550+ credit score
✅ $20K+ in monthly deposits

Meet these criteria? Don’t miss your chance—apply now!
*We only do soft credit checks, so your credit score remains unaffected.
*Terms and conditions apply.

Simple steps—big impact.

Unlock efficient financing through one straightforward application, connecting you to a diverse network of lenders and investors offering unsecured fast business funding. Explore a range of tailored loan options, from Receivables Purchase to Equipment Financing, designed to meet your unique business needs. Our expert advisors are dedicated to your success, providing personalized guidance and securing the best terms for you.
One app for all lenders.
One application for all lenders and investors.
Quick Application For Capital.
The lender buys a portion of your future sales revenue at a discounted rate, and you repay this amount over a set period through fixed daily or weekly payments.
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
The lender gives you the funds required to buy a piece of equipment. You repay the total sum, along with interest, over a specified period.
Got Biz Loans Advisors
Our lending advisors provide the support you need.
• Guide you through the process.
• Discuss your financing alternatives.
• Negotiate with lenders on your behalf.

A wide range of funding options.

At Got Biz Loans, we offer a comprehensive marketplace for business lending and working capital, tailored to your unique needs. Connect with a diverse network of lenders and investors providing a wide range of financial solutions, including business loans, lines of credit, working capital, merchant cash advances, SBA loans, receivables purchases, term loans, equipment loans, equity leasing, ABL revolvers, cash flow term loans, equity financing, invoice factoring, and purchase order financing. Our platform simplifies your search for the right financing, empowering your business growth with the necessary financial tools. With over 20 credit products available, we cater to loan amounts ranging from $2K to $15M+ and serve a wide range of borrowers, from subprime to A-rated, ensuring the right financing options for everyone. At Got Biz Loans, we partner with specialized funding sources across various industries to provide better approval rates and customer satisfaction.
Got Biz Term Loans
✅ Starting at $20,000.
✅ Up to $15 million.
✅ 6 to 300 months.
Got Biz Loans Receivables Advance
✅Starting at $10,000.
✅ Up to $5 million.
✅ 2 to 36 months.
Got Biz Loans Lines of Credit.
✅ Starting at $5,000.
✅ Up to $10 million.
✅ Revolving Terms.
Got Biz Loans Options.
✅ Starting at $10,000.
✅ Up to $25 million.
✅ 3 to 360 months.
Got Biz Loans Expert Advisors.Graph of revenues based on borrowing vs non borrowing.

Get capital fast, grow faster.

Whether you're facing urgent scenarios such as equipment malfunctions, payroll demands, unexpected tax liabilities, or urgent legal settlements, our service ensures you can access the capital you need within hours. With Got Biz Loans, enhance your marketing, replenish inventory, expand operations, consolidate costly merchant cash advance positions, or grow your team efficiently. Our fast funding process is designed to give you a competitive advantage, allowing you to quickly adapt to market changes and challenges with minimal disruption, fueling your business's continuous growth and resilience.

Your personal funding hub.

Introducing your Personal Funding Dashboard at Got Biz Loans—designed to simplify your funding journey and put you in control. With just one easy credit application, you unlock access to hundreds of lenders and investors, saving you time and eliminating hassle. Track your applications, receive real-time updates, and connect with your dedicated funding advisor—all from one convenient platform. Effortlessly upload required documents, resume incomplete applications, and explore detailed, transparent offer terms. When you find the perfect offer, accept it with confidence and receive all the funding details directly on your dashboard. Say goodbye to the complexities of traditional loan processes and embrace an efficient, user-friendly approach to securing the financial support your business needs.

Gotbizloans.com borrower portal screenshot.

Exploring Got Biz Loans marketplace.

Explore the Got Biz Loans marketplace and experience the ease of securing funding with our simple four-step process: Apply, Evaluate, Fund, and Grow. Begin your business expansion with our streamlined 15-minute online application. We’ll guide you through each phase of your financial journey, ensuring you stay on track to achieve your goals while securing the essential working capital you need. With a wide range of options, including business loans, lines of credit, working capital, merchant cash advances, SBA loans, equipment loans, invoice factoring, purchase order financing, and fast unsecured funding, Got Biz Loans is dedicated to being your growth partner. Discover how our AI-powered, advanced algorithm business lending marketplace can help you grow your business efficiently and effectively.

Apply

Apply 📋

Click 'Apply' to complete a simple 15-minute application, sign your form, and effortlessly upload your business bank statements or link your account via PLAID for an instant cash flow analysis. Our free, no-commitment service protects your credit score with only soft checks performed. Discover your funding options in a seamless, stress-free process designed with you in mind.

Evaluate

Evaluate 🔍

Once we receive your signed application and bank statements, or your PLAID banking data, our advanced system quickly analyzes your cash flow and credit using cutting-edge algorithms. This detailed analysis creates a tailored profile, identifying the best loan and funding options for your business. Your personalized funding dashboard will then be filled with these offers. From there, a dedicated loan specialist will guide you in selecting the perfect funding solution tailored to your unique needs.

Fund

Fund 💰

Once you accept a business loan offer—or even multiple offers like a term loan and a line of credit—through your personal funding dashboard, your dedicated loan specialist will present a term sheet for your review and signature. After you sign and submit the necessary documents, such as proof of business ownership, a driver's license, and a voided check, your funds can be ACH transferred to your business account, often within just 4 business hours.

Grow

Grow 🌱

Once the funds hit your business bank account, it’s go time! Use the capital to boost your business, cover urgent cash flow gaps, buy equipment or even another business, and kickstart your marketing campaigns. Focus on your areas of expertise to foster growth and success. Seize this opportunity to improve operations, venture into new markets, or innovate in your products and services, building a solid foundation for your business’s future.

Frequently Asked Questions.

Curious about how Got Biz Loans works? We're all about transparency. Check out our FAQ below, and if you have any more questions, feel free to call or text us at (561) 560-8833, or email us at [email protected]. We're here to help!

How long does it take to receive funding after the application is completed?

You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.

What should I do if I encounter any questions during the application process?

If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.

How do I go about applying for capital?

Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.

What are my options for business financing?

Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.

Will my credit score be impacted by applying?

No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.

What do I need to provide for the application?

Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.

Receive funding within hours.

Receive funding within hours through Got Biz Loans. Begin by completing our quick online application, where you'll enter your business details in just 15 minutes. Next, upload your bank statements or securely connect your account for an in-depth cash flow analysis via PLAID. Our advanced algorithms efficiently analyze your data to identify the optimal unsecured fast business funding options tailored for your needs. Choose the offer that best suits your business, and anticipate a swift deposit of funds into your account following approval. Our fully digital process, complete with e-signatures and electronic deposits, ensures a seamless and efficient capital access experience. Get started now and fuel your business growth without delay.

Apply Now
Apply here for a business loan at Got Biz Loans.

Blog.

August 6, 2024

Understanding SBA Loans: The 7(a) and 504 Programs.

August 6, 2024

How to Generate Leads Online for Your Business Using Email Scraping, Email Blasting, and Cold Calling.

August 6, 2024

Overcoming Bad Credit: Your Guide to Securing Business Loans.

Our mission.

To connect you with proven lenders and investors, we know and trust, using the 5 A's of AI "Assistant, Advisor, Augmented, Authority, and Autonomy" aka MM5. At Got Biz Loans, we embody the essence of our name – "Got Biz Loans" – a testament to our dedication to perfectly aligning your financial needs with the right solutions. With a commitment to transparency and simplicity, we offer unparalleled access to the most extensive network of online lenders available. Our foundation, laid by a team of seasoned entrepreneurs, bankers, and investors, is deeply rooted in an understanding of the critical importance of dependable financial partners – ones who stand by you through thick and thin. Crafted with your journey as a business owner at the heart, our services are more than just transactions; they are a partnership in your success. At Got Biz Loans, we don't just facilitate funding; we forge relationships that nurture your growth, stability, and prosperity. Trust us to be the steadfast ally in your business odyssey, empowering you with financial solutions that resonate with both your emotional needs and business acumen.
Learn more 🎓
  • Got Biz Loans
    Got Biz Loans offers seamless access to a vast network of online lenders, created by experts for reliable, simple financial solutions tailored to every business owner's journey.
  • Understanding APR in Lending.
    Having experienced the challenges of business lending ourselves, we understand the frustration of mismatched lender connections. We've streamlined the process to quickly pair you with the right lender, saving time and reducing stress. Trust us for an empathetic and efficient lending experience.
  • Deciphering the Debt-to-Equity Ratio.
    With two decades in the lending industry, our team has evolved from traditional branch banking to the forefront of online banking and fintech. We've witnessed the marvel of digital transactions and contract signings, gaining unparalleled insights into how lenders assess and interact with small businesses. This rich experience uniquely positions us to understand and meet your lending needs effectively.
AriseHealth logoOE logo2020INC logo2020INC logo2020INC logoThe Paak logoEphicient logoEphicient logoToogether logoToogether logoToogether logoToogether logo
Got Biz Loans Equipment Financing.
Inventory
Purchase equipment.
Grow your team with Got Biz Loans.
Funds to grow your business.
Grow your team.
Funds to invest in marketing.
Funding for marketing.
Invest in marketing.
Unsecured loans to grow your business.

Funds to grow your business.

Unlock essential working capital for your business's expansion efficiently with our streamlined funding process. By submitting a single application along with your business's last three months of bank statements, you can leverage our sophisticated algorithm to explore a breadth of lending options tailored to your financial requirements.
Let's Get Started🚀
Got Biz Loans Funding.
Buy materials
and supplies.
Funding
Renovate your
space.
Business equipment funding.
Purchase
equipment.
Funds to open a new location.
Open a new
location.

Capital solutions for your business.

As a small business, you might find traditional banks and lenders less accommodating. However, accessing capital is key to your business growth. We specialize in breaking down these financial barriers. Explore our lending marketplace today to discover optimal capital solutions tailored to your business needs.
Explore Your Options 🔎

Minimum eligibility criteria.

At Got Biz Loans, we understand that each business owner's journey is unique, filled with aspirations and challenges. Our financial products are crafted with this in mind, aligned with market-researched parameters to guide your business towards success. While our application guidelines are not rigid prerequisites, they are thoughtfully designed to enhance your potential in securing the working capital you need. Our goal is to empower your business, providing insights and support that pave the way for effective funding solutions through our platform. Your success is our commitment.

$20k+

In Monthly Deposits

6 mos+

Time In Business

550+

Credit Score

Simple steps —big impact.

Access personalized business loans and funding through our curated network of lenders and investors. Apply today and experience our algorithm's guidance. Got Biz Loans is dedicated to linking you with optimal working capital choices, nurturing your financial journey.
Got Biz Loans Fast Funding.
One application for all lenders.
Got Biz Loans Funding Application.
AR Factoring and Funding at Got Biz Loans.
Receivables Purchase
Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.
Unsecured lines of credit.
Line of Credit
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Unsecured business funding.
Term Loan
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Invoice factoring.
Invoice Factoring
Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.
Fast equipment financing.
Equipment Financing
Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.
Got Biz Loans - Fast Funding Options.
Our advisors provide the support you need.
• Guide you through the process.
• Explain your funding options.
• Negotiate with lenders on your behalf.

A wide range of funding options.

Got Biz Loans changes the game in business funding. Our marketplace meets your urgent needs with different options. Fill out one form and connect with many lenders and investors. Get custom funding offers easily, and handle it all with one Got Biz Loans account. Save over 100 hours finding the capital you need.
Unlock business growth with Got Biz Loans. Experience fast, tailored financial solutions for your success. Apply now and boost your business potential.
Term Loan.
• Up to $10,000,000.
• 6 to 120 months.
Empower your business growth with Got Biz Loans. Explore a range of financial solutions tailored to your needs. Apply now and receive funding within hours. Join our community and unlock your business potential today.
Receivables
Advance.
• Up to $750,000.
• 3 to 24 months.
Fast business loans at Got Biz Loans.
Line of credit.
• Up to $10,000,000.
• Revolving terms.
www.gotbizloans.com
Other Loan Options.
• Amounts will vary.
• 3 to 120 months.
Compare various loan options simultaneously and confidently select the best fit for your needs.Various loan types in the market can accelerate your growth beyond organic means.

Get funding fast, grow faster.

Extra capital gives you the chance to invest in growth initiatives for your business. These investments can soon yield long-term benefits.
Fuel Your Future! 🚀

Exploring Got Biz Loans marketplace.

Begin your journey towards business growth with Got Biz Loans' streamlined process, initiated by a simple 15-minute application. From there, we take the reins, guiding you seamlessly through every step of your financial journey to ensure you're on the path to success.
Fast working capital at Got Biz Loans.
Apply
Complete an easy application, upload business bank statements or link your account via PLAID for cash flow analysis. This free service requires no commitment and won't impact your credit score, as only soft checks are performed.
Got Biz Loans - your lending marketplace.
Evaluate
Upon receiving your application and bank statements, our system analyzes cash flow and credit to find the best funding options. A loan specialist will then guide you in selecting the ideal business funding solution for your needs.
Fast and unsecured business loans.
Fund
Upon accepting a business loan offer, your loan specialist will provide a term sheet for review and signature. After signing and providing a voided check, funds will be ACH transferred to your business account, potentially within 4 business hours.
Obtain a fast business loan.
Grow
Use the funds to boost your business, focusing on areas of expertise to foster growth and success. Seize this chance to improve operations, venture into new markets, or innovate in products and services, building a solid base for your business.

Frequently Asked Questions.

Curious about how Got Biz Loans operates? We are completely transparent.
How long does it take to receive funding after the application is completed?
Get an unsecured business line of credit.
You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.
How do I go about applying for capital?
Got Biz Loans
Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.
Will my credit score be impacted by applying?
Fast working capital at Got Biz Loans.
No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.
What should I do if I encounter any questions during the application process?
Got Biz Loans.
If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.
What are my options for business financing?
www.gotbizloans.com
Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.
What do I need to provide for the application?
Got Biz Loans - Check.
Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.

Receive funding within hours.

Finish your application quickly in just 15 minutes. Upload your business bank statements or securely link your account using PLAID for cash flow analysis. Explore your options, select the best offer, and get funds deposited in your business bank account within 24 hours of approval.
Apply Here!📋

Receive Up to $26,000 Per Worker from the IRS.

Got Biz Loans can offer services to assist businesses in applying for the Employee Retention Credit (ERC), a program supporting companies impacted by COVID-19. The services include a simple application process, expertise in maximizing ERC refunds, and quick refund delivery. Eligibility criteria include operational disruptions, revenue reductions, and startups post-February 2020. Got Biz Loans can help navigate the complex tax code of ERC, ensuring businesses receive the maximum benefit, up to $26,000 per employee, even for those with PPP loans. This service is critical for businesses seeking financial recovery post-pandemic.

ERC Application

Determining Eligibility for ERC Benefits.

Your business, spanning industries from healthcare to hospitality, construction to arts and entertainment, could be eligible for the ERC depending on certain criteria.

ERC Application
  • ERC application at Got Biz Loans.

    Your business could qualify for the ERC if it experienced either complete or partial interruption of operations due to federal, state, or local government orders impacting business activities during 2020 or 2021.

  • See if you qualify for ERC benefits at Got Biz Loans.

    Qualification for the ERC may also hinge on a decrease in gross revenue. Specifically, if your business's gross revenues or receipts in 2020 and 2021 showed a decline when compared quarter-by-quarter with 2019, this could make you eligible.

  • ERC credit application.

    Your business may be eligible for the ERC as a recovery startup if it was established after February 15, 2020, and its annual gross revenue did not exceed $1 million.