Lending solutions to fuel your business.
Unlock the future of business financing with Got Biz Loans. As a leading online small business lender and marketplace, we connect small and midsize businesses nationwide to vital financial resources quickly and efficiently. Our platform bridges your business with top lenders and investors, including our credit desk, offering a wide range of financial solutions such as online business loans, lines of credit, merchant cash advances, SBA loans, equipment financing, invoice factoring, purchase order financing, equity financing, e-commerce loans, receivables purchase, and both short-term and long-term funding options. We ensure lenders and investors compete for your business, providing you with the best possible terms. Whether you need secured or unsecured funding, our tailored financial products are designed to meet your specific needs. Experience a personalized and human touch with Got Biz Loans, where your success is our mission.
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Funds to grow your business.
Unlock your business's full potential with timely funding from Got Biz Loans. The right financing acts as a catalyst for growth, helping you seize new opportunities, expand your reach, and innovate—setting your business on the path to success. Whether you're enhancing your team, boosting marketing, investing in new equipment, or streamlining operations, our working capital solutions are tailored to significantly increase your revenue and market share. At Got Biz Loans, integrity and transparency are at the core of our commitment. We provide lending solutions with a human touch, partnering with vetted funders who undergo rigorous qualifications to ensure ethical and fair practices. Our transparent lending process offers clear terms with no hidden fees or surprises, ensuring you receive the best possible rates and terms tailored to your unique situation and risk profile.
Minimum eligibility criteria.
$
20
k+
6
mos
+
550
+
✅ 6+ months in business
✅ 550+ credit score
✅ $20K+ in monthly deposits
Meet these criteria? Don’t miss your chance—apply now!
*We only do soft credit checks, so your credit score remains unaffected.
*Terms and conditions apply.
Simple steps—big impact.
Get capital fast, grow faster.
Your personal funding hub.
Introducing your Personal Funding Dashboard at Got Biz Loans—designed to simplify your funding journey and put you in control. With just one easy credit application, you unlock access to hundreds of lenders and investors, saving you time and eliminating hassle. Track your applications, receive real-time updates, and connect with your dedicated funding advisor—all from one convenient platform. Effortlessly upload required documents, resume incomplete applications, and explore detailed, transparent offer terms. When you find the perfect offer, accept it with confidence and receive all the funding details directly on your dashboard. Say goodbye to the complexities of traditional loan processes and embrace an efficient, user-friendly approach to securing the financial support your business needs.
Exploring Got Biz Loans marketplace.
Explore the Got Biz Loans marketplace and experience the ease of securing funding with our simple four-step process: Apply, Evaluate, Fund, and Grow. Begin your business expansion with our streamlined 15-minute online application. We’ll guide you through each phase of your financial journey, ensuring you stay on track to achieve your goals while securing the essential working capital you need. With a wide range of options, including business loans, lines of credit, working capital, merchant cash advances, SBA loans, equipment loans, invoice factoring, purchase order financing, and fast unsecured funding, Got Biz Loans is dedicated to being your growth partner. Discover how our AI-powered, advanced algorithm business lending marketplace can help you grow your business efficiently and effectively.
Apply 📋
Click 'Apply' to complete a simple 15-minute application, sign your form, and effortlessly upload your business bank statements or link your account via PLAID for an instant cash flow analysis. Our free, no-commitment service protects your credit score with only soft checks performed. Discover your funding options in a seamless, stress-free process designed with you in mind.
Evaluate 🔍
Once we receive your signed application and bank statements, or your PLAID banking data, our advanced system quickly analyzes your cash flow and credit using cutting-edge algorithms. This detailed analysis creates a tailored profile, identifying the best loan and funding options for your business. Your personalized funding dashboard will then be filled with these offers. From there, a dedicated loan specialist will guide you in selecting the perfect funding solution tailored to your unique needs.
Fund 💰
Once you accept a business loan offer—or even multiple offers like a term loan and a line of credit—through your personal funding dashboard, your dedicated loan specialist will present a term sheet for your review and signature. After you sign and submit the necessary documents, such as proof of business ownership, a driver's license, and a voided check, your funds can be ACH transferred to your business account, often within just 4 business hours.
Grow 🌱
Once the funds hit your business bank account, it’s go time! Use the capital to boost your business, cover urgent cash flow gaps, buy equipment or even another business, and kickstart your marketing campaigns. Focus on your areas of expertise to foster growth and success. Seize this opportunity to improve operations, venture into new markets, or innovate in your products and services, building a solid foundation for your business’s future.
Frequently Asked Questions.
Curious about how Got Biz Loans works? We're all about transparency. Check out our FAQ below, and if you have any more questions, feel free to call or text us at (561) 560-8833, or email us at [email protected]. We're here to help!
How long does it take to receive funding after the application is completed?
You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.
What should I do if I encounter any questions during the application process?
If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.
How do I go about applying for capital?
Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.
What are my options for business financing?
Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.
Will my credit score be impacted by applying?
No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.
What do I need to provide for the application?
Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.
“Receive funding within hours.”
Receive funding within hours through Got Biz Loans. Begin by completing our quick online application, where you'll enter your business details in just 15 minutes. Next, upload your bank statements or securely connect your account for an in-depth cash flow analysis via PLAID. Our advanced algorithms efficiently analyze your data to identify the optimal unsecured fast business funding options tailored for your needs. Choose the offer that best suits your business, and anticipate a swift deposit of funds into your account following approval. Our fully digital process, complete with e-signatures and electronic deposits, ensures a seamless and efficient capital access experience. Get started now and fuel your business growth without delay.